Nashville, TN · Mon–Fri, 9am–6pm Central
Ask once.
One short request goes to the lenders in our network. We are not one of them, and we do not decide what you are offered.
$5,000
The most you can ask for
From $100 up to it. A lender decides what, if anything, to offer inside that range.
$0
What FundingValley charges
Not before, not after. A lender pays us when a request we pass on is funded.
24%
The line a rate cannot pass in Tennessee
An ordinary written contract is capped at four points over average prime, or this, whichever is less.
18+
Who can ask
A US resident with money coming in regularly. Not available in New York, West Virginia and Vermont.
FundingValley is not the lender.
We pass your request to lenders and lending partners. They decide whether to offer you anything, and they set every rate, fee and term. We are not a party to what you sign.
It costs you nothing.
No fee to use this site, and no fee at any later point. We are paid by a lender when a request we pass on results in a funded loan.
Asking does not touch your score.
Our form runs no credit check of any kind. A lender you are connected with may run one before making an offer, always with your consent.
What happens after you ask.
You say how much
An amount and a name on the page above, then a short form. No documents to upload and nothing to scan.
Lenders see the request
It goes to the lenders and lending partners in our network. FundingValley does not review it, score it, rank it or hold it back.
Whoever wants to, contacts you
Each of them decides on their own. Some will not respond at all, and the ones who do come with their own rate, fee and term.
What a loan this size is usually
A car repairA medical billA security depositMoving costsTools for workA vet billA utility catch-upA gap before payday.
A gap, in other words — not a plan. If the same shortfall comes back every month, borrowing against it makes the month after that harder, and no rate on any offer changes that arithmetic.
Everything else.
A loan is not a long-term answer to a shortfall that repeats. Weigh the total cost of credit before you borrow. If something here contradicts a document a lender sends you, the lender’s document governs your loan — FundingValley governs nothing, it describes what we do.
What you need
18 or older, a US address, money coming in regularly, and an open checking account. No collateral, no co-signer, and no particular credit score before you are allowed to ask.
Where we cannot help
Requests are not accepted from residents of New York, West Virginia and Vermont. Availability elsewhere depends on which lenders are licensed in your state, and that is not something this site can change.
When you are committed
When you sign a lender's agreement, and not before. Reading an offer, taking your time with it and declining it costs you nothing.
What a lender may charge in Tennessee
Tennessee sets no single flat ceiling. An ordinary written contract is capped at the formula rate — four points over the average prime loan rate, or 24% a year, whichever is less. That figure moves with prime; 24% is only the line it can never pass. A lender licensed under the Industrial Loan and Thrift Companies Act may charge more.
What to check before you sign
The APR rather than the monthly payment, the total you will repay, anything deducted from the amount before it reaches you, and whether the lender is licensed here. We never see the offer and are not a party to it.
What we never ask for
A fee, ever — before, during or after. Anyone who contacts you asking for an up-front payment to release a loan is not us and is not a lender we work with. Stop, and write to help@fundingvalley.net.
Who you are dealing with.
FundingValley is a free advertising and connection service, not a bank and not a lender. One company, one office, and a desk that answers during the hours below.
- The company
- FundingValley LLC
a Tennessee limited liability company - The office
- 222 Second Avenue South, Suite 1700
Nashville, Tennessee 37201 - The desk
- (615)-742-0147
Mon–Fri, 9am–6pm Central - In writing
- help@fundingvalley.net
Answered on business days
$100 to $5,000.
No fee to ask.
One short request, no fee, and no credit check on this page.